The cost of healthcare seems to be an expense that is constantly changing. For this reason, the average person must be extra careful when planning their treatment so they know what time of financial requirements they are facing. This statement is particularly true when it comes to an air ambulance. If you need to enlist this service for a loved one who requires specialized care, understanding what type of costs you might face and the type of insurance coverage you will receive is important.
The Cost of an Air Ambulance
The cost of enlisting the services of an air ambulance varies a bit. The reason for this is that the area in which you plan to hire the service, how far you need to travel, what type of services you need during the transfer, such as medical care, and a host of other factors all go into play when formulating the cost.
With all this in mind, you can anticipate that the average ambulance will cost you between $12,000 and $25,000. The longer the trip or the more intensive the care your loved one requires, the more likely the costs to hinge on the higher side.
Another concern you likely have is understanding what is exactly included within the cost of air ambulance transport. To sum it up as simply as possible, all your transport and medical care needs from the point of pickup to your destination are generally covered within the cost of the service.
Any transportation or medical services prior to the air travel or thereafter are not included within this cost. However, it's also important to note that the cost of certain medications that you might not need as part of your treatment might not be covered so you may incur additional costs.
The Role of the Insurance Company
Fortunately, if you have health insurance, this coverage can be especially helpful when it comes to covering the cost of air transport. In terms of coverage, whether you can activate your benefits has a lot to do with medical necessity. If your loved one's transport is considered necessary by a physician for life saving or medical treatment purposes, transport may be covered.
However, on the other hand, if someone wants to be transported simply because they deem it to be a more convenient or faster mode of transportation, the insurance company may not cover the cost. Always speak with your provider and insurance company as all polices are different.
Dealing with a family member who is facing a medical struggle can be stressful and disheartening. Air ambulance professionals won't just help you by safely transporting your loved one, but they will also work with you to ensure you understand the costs involved and work with you to help you file a claim with your insurance company if appropriate.Share